Cash loans from $500 to $20,000



How much money can I borrow?

From $500 – $20,000. We can advise your maximum limit over the phone once we have assessed your application.

How quickly can my loan be approved and money transferred into my account?

We can approve your loan over the phone and cleared funds can be in your bank account 90 minutes after the loan has been signed by you. This depends on the type of security and the complexity of the loan.

How old do I have to be?

You need to be at least 18 years of age, or have someone over 18 as a Guarantor.

How long can I borrow for?

Fair City Finance loans are generally on terms for 6 months to 4 years. We will work with you to set a term that suits you and your budget.

Do I need security?

Yes. Our loans are commonly secured by motor vehicles, property caveat, boats, caravans, household chattels, or a combination of these. If you are borrowing to purchase an asset we can use that asset as security or partial security for the loan.

What if I want to make a complaint?

Fair City Finance endeavours to look after its customers; however from time to time, problems can occur.

If you have a complaint, we would like to know. Our complaints procedure and your options can be found on our Complaints page.


Cash loans from $500 to $20,000