COVID-19 Support

Fair Loans, fast.

COVID-19 Support

Fair Loans, fast.

Cash loans from $500 to $20,000

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Our Rates & Fees >

Need a personal loan? One that’s fast, flexible, friendly and fair? You’ve come to the right place.

Since 1988, Fair City Finance has helped tens of thousands of happy customers in the Canterbury region and beyond, get the cash they need with ease. Now we’d love to do the same for you.

Apply online or call our experienced, friendly team today on 0800 340 350.

Whatever you need the money for – a new car or computer, something for the home, a wedding or family holiday, maybe even debt consolidation – we can fast-track your loan and structure it to suit, with repayments to fit your budget and lifestyle. The Fair City Finance “Five Point” promise will give you:

  • Fast and easy online application process
  • Same-day loan approval
  • Speedy cash disbursement
  • Flexible repayment options
  • Affordable rates: 14.95% – 19.95%

Cash loans from $500 to $20,000

APPLY NOW

Our Rates & Fees

Loan Calculator

We're all about making finance easy and more affordable. Use our loan calculator to work out how much you could borrow or what your likely repayments will be. If that all computes then give us a call on 0800 340 350 or apply for a loan online.

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Estimated repayment

This calculator is provided as a guide for you to see how repayments can vary when you change the loan amount or term. It is not an offer of finance. The calculated repayment amounts are based on an interest rate of 18.00%p.a. and include establishment and administration fees.

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Example Calculation:

A $5,000 loan repayable over three years at an interest rate of 18.00%pa. An establishment fee of $250 and administration fee of $2.50 per week ($390). 156 weekly instalments of $46.11 each would be required to repay the loan. Total interest would be $1,553.16 making the total payable $7,193.16. The maximum APR inclusive of fees is 25.79%.

Example Calculation:

A $5,000 loan repayable over three years at an interest rate of 18.00%pa. An establishment fee of $250 and administration fee of $2.50 per week ($390). 156 weekly instalments of $46.11 each would be required to repay the loan. Total interest would be $1,553.16 making the total payable $7,193.16. The maximum APR inclusive of fees is 25.79%.