Cash loans from $500 to $20,000


Regulatory Information

Thank you for considering Fair City Finance for your borrowing needs.

We are a responsible lender and are aware and mindful of the regulatory requirements involved in the business we undertake. In particular, we endorse the principles incorporated in the Consumer Credit Contracts and Finance Act 2003. We trust you find all the information you need within this web site, if in doubt our team of friendly staff is available to answer your queries. We look forward to helping you meet your financing needs.

Borrowing Costs

As a responsible lender we need you to know the costs of borrowing money from us, including:

  • the fees and charges involved as a part of setting up a loan;
  • what you might have to pay during the course of your loan; and the
  • default fees or charges that may be charged were you not to meet the terms of a loan.

Our friendly staff will tell you about these before you sign up for a loan. This information breaks down the costs of borrowing from Fair City Finance to give you the confidence that with us there are no surprises and no hidden costs: Rates & Fees

Standard Terms & Conditions

A copy of our standard Consumer Loan Contract with Disclosure Statement and General Terms and Conditions: Loan Terms

Financial Advisers Act 2008

We are a registered Financial Services Provider and have been granted Qualified Financial Entity status (QFE). This means that we train our staff in delivering financial advice to our customers and ensure that your rights are properly protected: QFE Disclosure

Cash loans from $500 to $20,000